RBI 2026 Rule
Home Loan Prepayment Calculator – Penalty Free from 1 January 2026
From 1 January 2026, borrowers with floating-rate home loans can prepay without any penalty. Plan SIP-style, lump sum, and step-up strategies.
Penalty Free
From Jan 1, 2026 (RBI)
Interest Saved
See exact savings
Tenure Reduction
Years shaved off
3 Strategies
SIP, Lump Sum, Step-Up